1. There may be a limited number of experts available in particular coverage areas and geographically. In truth, there are fewer qualified insurance expert witnesses than many believe.
2. Experts can help in understanding the standards of care issues in broker and claims adjuster negligence cases.
3. Experts can advise on bad-faith standards and potential claims/defenses.
4. Experienced insurance experts can provide opinions on materiality issues in misrepresentation cases
5. A seasoned insurance expert can determine the availability of coverage through other parts of the policies in question or through other policies.